Are you ready to take your credit card experience to new heights? Look no further than Westpac’s Altitude Rewards Platinum program. Offering unparalleled flexibility and a host of premium benefits, this card is designed to reward you for your everyday spending while providing peace of mind with comprehensive insurance coverage. Let’s dive into what makes the Altitude Rewards Platinum Card stand out and why it might be the perfect choice for you.

The Westpac Altitude Platinum Credit Card is a standout choice for Australians looking for a versatile and rewarding credit card experience. With its variety of benefits, competitive rates and generous rewards program, this card is well suited to meet the needs of the most discerning consumers. Whether you’re a frequent traveler, a savvy spender or simply looking for a reliable credit card, the Westpac Altitude Platinum Credit Card ticks all the boxes.

Westpac’s Altitude Rewards Platinum Card offers a range of benefits and rewards, making it the ideal choice for discerning cardholders who value flexibility, convenience and peace of mind. With generous bonus point offers, reduced annual fees, and free insurance coverage, this card is designed to take your credit card experience to new heights. Sign up now and start taking advantage of Altitude Rewards Platinum today!

Earn up to 120,000 Altitude Rewards bonus points

Get ready to boost your points balance with the Altitude Rewards Platinum card. For a limited time, new cardholders can earn up to 120,000 Bonus Altitude Rewards points. Here’s how it works: Earn 90,000 points in your first year by spending more than $3,000 on eligible purchases within 90 days of card approval. Plus, enjoy an additional 30,000 points after your first qualifying purchase in year two. This is a generous offer you won’t want to miss.

Reduced annual fee for the first year

To sweeten the deal even further, the Altitude Rewards Platinum Card offers a reduced annual fee of just $49 for the first year (reverting to $175 thereafter). Additionally, if you are an existing Westpac customer, you may be eligible for a first year’s annual fee waiver. It’s our way of saying thank you for choosing Westpac for your banking needs.

The Altitude Rewards program stands out for its flexibility and variety of redemption options. Whether you prefer retail gift cards, cashback or travel rewards, Altitude Rewards has something for everyone. Plus, enjoy higher points earning rates when you shop with select partners, including Uber, Spotify Premium, and Airbnb. It’s our way of rewarding you for your loyalty and everyday spending.

Free insurance coverage

Travel with confidence knowing you’re covered by a variety of free insurance policies. From inconvenience insurance on interstate flights to rental car excess coverage in Australia, enjoy peace of mind wherever your travels take you. Plus, receive up to 3 months of free international travel insurance, extended warranty, purchase protection and road accident insurance abroad. Terms, conditions, exclusions and eligibility criteria apply.

Split your purchases into 4 payments

With the PartPay feature, you can split your purchases into 4 payments over 6 weeks, giving you greater flexibility and control over your finances. Just give us a call to activate this feature and start enjoying the benefits today.

Top reasons to choose Westpac letters of credit

When it comes to choosing a credit card, it’s essential to consider not only the rewards and perks, but also the additional features that can make managing your finances easier and provide greater peace of mind. Westpac credit cards offer a range of benefits beyond reward points, making them an excellent choice for savvy consumers. Let’s explore some of the top reasons to choose Westpac credit cards.

Up to 45 days interest free: One of the standout features of Westpac credit cards is the ability to enjoy up to 45 days interest-free on purchases. This means that if you pay your balance in full every month, you won’t be charged interest on your purchases. It’s a great way to manage your cash flow and avoid unnecessary interest expenses.

No card? No problem: Even if you don’t have a credit card, Westpac makes it easy to get started. With simple application processes and flexible eligibility criteria, getting approved for a Westpac credit card is simple. Whether you’re new to credit or looking to switch from another provider, Westpac has options to suit your needs.

Additional benefits for cardholders: With a Westpac credit card, you can easily add additional card titles to your account. This allows trusted family or friends to share your card’s benefits while earning rewards points on their own purchases. Plus, with features like transaction notifications and spending limits, you can pay for everyone’s expenses effortlessly.

Cashback and discounts: In addition to reward points, many Westpac credit cards offer cashback and discounts on purchases purchased. Whether it’s cashback on purchases, discounts on travel bookings, or special offers from partner retailers, these perks can help you save money and maximize the value of your spending.

Fraud Protection: Westpac takes your security seriously, which is why all Westpac credit cards come with robust fraud protection measures. From monitoring transactions for suspicious activity to offering a money-back guarantee against fraudulent charges, Westpac is committed to keeping you safe from financial fraud. You can rest assured knowing your purchases are protected from unauthorized use.

Powerful Money Management Tools: With the Westpac mobile app you can control your finances like never before. Powerful money management tools let you track your spending, categorize transactions, and identify areas where you can save money. Plus, with features like Card Hub, you can manage all your cards in one place, request a new card, change your PIN, or temporarily block your card if it’s lost or stolen – all from the convenience of your smartphone.

Standard taxes and charges

With features such as up to 45 interest-free days, additional cardholder benefits, cashback and discounts, fraud protection and powerful money management tools, Westpac credit cards offer a range of benefits that make them an excellent choice for consumers who seek flexibility, convenience and peace of mind. Whether you’re new to credit or a seasoned cardholder, Westpac has options to suit your needs. Apply for a Westpac credit card today and start enjoying the benefits!

Choosing the right credit card can be a difficult task, with so many options available and numerous terms and conditions to consider. However, with Westpac’s range of credit cards, it’s easier to find the perfect fit for your needs with their selection tool. Let’s explore some important points and considerations to help you make an informed decision.

Earn reward points

One of the main attractions of the Westpac Altitude Platinum Credit Card is its generous rewards program. Cardholders can earn between 1 and 3 points for every $1 spent, with most points accumulated through flights booked with Qantas or Jetstar. Additionally, the current promotional offer offers enough points to redeem rewards worth $350, including gift cards, retail items and the option to transfer points to frequent flyer programs.

How to apply for the Westpac Altitude Platinum card

Interested in reaping the benefits of the Westpac Altitude Platinum Credit Card? Here’s what you need to know about the application process:

Minimum Income Requirement: To qualify for the Westpac Altitude Platinum Credit Card, you will need to have a minimum annual income of $30,000.

Eligibility Criteria: In addition to meeting the income requirement, there are several other criteria you will need to meet to occasionally qualify for the card. You must be an Australian citizen or permanent resident, have a solid credit history and not hold any Westpac rewards cards in the last 12 months. Additionally, you must be at least 18 years old to apply.

Balance Transfer Option: If you’re looking to consolidate your existing credit card debt, the Westpac Altitude Platinum Credit Card allows you to transfer up to 80% of your available credit limit from three to non-Australian credit, charge or store cards issued by Westpac.

Required documents

Identification: You will need to provide one of the following forms of identification: Australian driver’s license, Medicare card or passport.

Income verification: As part of your application, you will need to provide details of your income or household income, as well as any relevant tax documents.

Job details: You must list your employer details, including address and telephone number, as well as proof of any other financial commitments such as investment properties. A letter of reference from your employer can also strengthen your candidacy, especially when applying for a new job or promotion.

Balance transfer information: If you choose to transfer a balance to your Westpac Altitude Platinum credit card, you will need to provide your account number, provider billing code and amount of debt.

Conclusion

Choosing the right credit card is an important decision that can have a significant impact on your finances. By considering factors such as promotional offers, annual fees, additional benefits and your spending habits, you can find a Westpac credit card that suits your needs and offers excellent value.

Use a selection tool to explore your options and make an informed decision. With Westpac’s range of credit cards, you’ll find the perfect option for your lifestyle and financial goals.

The Westpac Altitude Platinum Credit Card is an attractive option for people looking for a credit card that offers a combination of rewards, perks and flexibility. With its competitive rewards program, promotional offers and balance transfer options, this card is well suited to meet the needs of a wide range of consumers.

By understanding the application process and ensuring you meet the eligibility criteria, you can take advantage of everything the Westpac Altitude Platinum Credit Card has to offer.

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