CIBC Dividend credit card give you a 5% cash back welcome bonus on all purchases and a welcome bonus up to $100! The question of whether to use a credit card or debit card when making purchases can be a tough decision.

The purpose of this article is to help you decide which one to use by evaluating the pros and cons of each type of card. Get 2% cash back on up to $2,000 of net purchases in the first 4 months.

CIBC Dividend features

CIBC Global Money Transfer is a service that enables you to transfer money to and from Canada and over 180 countries around the world. It is a fast and convenient way to send your hard-earned cash home, or pay for goods in a foreign country. You’ll never be hit with hidden fees or interest charges, as long as you make your payments on time.

CIBC’s Cash Back program is a great way to save money when you use your card. When you get at least $25 in cash back rewards, CIBC automatically applies it to your account. You can also choose to redeem any amount at anytime.

CIBC Dividend

Cash back rewards are becoming more and more popular these days, and the CIBC Dividend Visa Infinite is a great way to save money at all of your favourite places! Whether it’s grocery shopping, getting gas, paying rent or any other regular expense – you’ll get some cash back every time.

Journie Rewards offers even more value with fuel discounts which can save hundreds of dollars every year. It should be a staple in the wallets of those who spend heavily at the pumps and at the supermarket. High earning potential and cashback is a common reward for signing up for something and with it not requiring a buy or any time commitment, you can redeem it however you like when you like.

You can use CIBC Online Banking or Mobile Banking to cash in on your CIBC Dividend Visa Infinite Rewards at any time. You’ll need $25 worth of points to redeem. You will get your refund in five days after you submit your redemption request. If you have any cash back left over at the end of the year, it will be applied to next month’s statement.

How to request your CIBC Dividend credit card

Signing into CIBC Online or Mobile Banking is the fastest way to start banking. You’ll get 24/7 access to your accounts, a safe and secure way of managing your finances, and you’ll be able to transfer money, pay bills and more all from the convenience of your computer or mobile device.

To fill the apply you will have to lend some informations such as your name (Use the name that’s on your passport, driver’s licence or other government ID), your birth date, ways to contact you like your mobile number, adress and inform how many months and years have you lived there. Then, you will have to share your Social Insurance Number. Moreover, do not forget to inform what kind of work you do.

Requirements

After fill out the application form with your name, birthdate, contact details and other personal information, you can choose how do you want to receive your statements. Paperless Statements are better for the environment and help you save time.

You can receive messages in My Messages which you can sign into CIBC Online Banking to view, but there are also other ways to be notified. If you want to change your alert settings later, you can also do that in online banking under Manage My Alerts.

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