RBC Rewards Visa is one of RBC’s entry-level cards and an affordable, low fee credit card for students. With its annual fee of $39, the RBC Visa gives you travel insurance perks that are not available with the other two student cards: RBC Cash Back Mastercard and RBC Rewards+.

This Signature RBC Rewards Visa review will cover what it offers and how these benefits differ from other cards. We’ll also take a look at some of the drawbacks, as well as its alternatives. This is sure to be the perfect card for you.

Signature RBC Rewards Visa Features

This card has a $38 annual fee that is waived if you are a student or an RBC Signature No Limit Banking client. Rewards: As a cardholder you earn one RBC point for every dollar spent when making purchases, which can then be accumulated and redeemed for rewards.

Earn rewards and save on fuel at Petro-Canada: Link your credit card to your Petro points card and you’ll get 3 cents off per litre for gas purchases made at the station. Improve your rewards at Rexall – linking your RBC Rewards Visa with a Be Well card will earn you 50 Be Well points for every dollar spent on eligible products at Rexall.

This card includes travel insurance for accidents and rental car insurance, so you can pay less for peace of mind when it matters most. The DashPass subscription is free for the first 3 months when you get a credit card. This means you pay $0 on deliveries of $12 or more with your RBC card.

Rewards and Insurance

Optional features: Be sure to pay extra for some nice perks like Road Assist, Insurance, and a Travel Protection Plan. Interest rates: You’ll get 19.99% APR for purchases on this card and 22.99% for cash advances and balance transfers.

This insurance card provides: Accidental travel insurance, Auto rental collision/loss damage insurance, Extended warranty insurance.

Benefits of the Signature RBC Rewards Visa

There are no annual-fee cash back credit cards that offer more than 1% back on all purchases, such as the AMEX SimplyCash Card. In order to waive the annual fee, you need to be a post-secondary student or have an RBC Signature account with a monthly fee of $15.95.

How To Redeem RBC Rewards Points

As an RBC Rewards member, you can redeem points for: Airline miles, hotels, rental cars, and vacation packages. A Travel Rewards credit card can help you earn them quickly and easily.

Merchandise: Our website features a wide range of products you can buy online. From electronics to kitchen appliances, everything is in one place and shipping is even free. Gift cards: Exchange your points for gift cards from a 100+ brands

Get rewarded financially too! Use your points to contribute to investment or loans. You can either pay down your credit card balance with points or use them to cover your bills. Use RBC Reward points to make a charitable donation.

How to request a RBC credit card

To get started, we recommend using the credit card selector tool to find the right card for your needs. You can of course also search by category. If you require any help along the way, RBC Customer Contact Centres are available 24/7. The Call Me Now button on the website can help you talk to someone right away.

Your Account summary has all the information you need to apply for a credit card online. You can choose a product and apply with just one click on the Apply Now button.

If you are a customer and want to review your account information, select “Review your account” on the top left of the Account Balances page to navigate to a short informational page about our credit cards.

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