ICardNews is a news portal specialized in creating informative content and analyzing various financial products/services (credit card, loans, digital banking, financing, investment, professional careers, among others) provided by various companies (financial institutions), providing content with the aim of informing the user of the product that best fits their needs.
These Terms and Conditions of Use are available at any time to the user, through the address: https://icardnews.com/terms-of-use/ and the provisions apply jointly to these terms and to the use of the website. of the ICardNews Privacy Policy, available at: https://icardnews.com/privacy-policy, as well as the legislation in force. In this way, the Terms and Conditions of Use are intended to inform the responsibilities, duties and obligations that every User when accessing and/or using ICardNews, as written in the items below.
- DEFINITIONS
1.1. For the purposes of these Terms and Conditions of Use:
User: any individual or legal entity that accesses or uses, by any means, including mobile devices, cell phones, tablets, personal computers, internet browsers and other means of access that may be developed. - ACCEPTANCE
2.1. The User, when accessing ICardNews, AGREES to respect the Terms and Conditions of Use and the ICardNews Privacy Policy.
2.2. By accessing and/or using the ICardNews website, the User declares to be at least 18 (eighteen) years old and to have full and express capacity to accept the terms and conditions of these Terms and Conditions of Use for all legal purposes.
2.3. If the User does not fit the description above and/or does not agree, even in part, with the terms and conditions of use contained in these Terms and Conditions of Use, he/she shall not access and/or use the services offered by ICardNews, as well as the websites and services operated by it. - CONTACT US
3.1. The User has these services to solve all their doubts, solve any problems and present complaints or other information about products/services available at ICardNews.
3.2. The “Contact Us” can be activated through the email [email protected] or through the CONTACT page. - USER RESPONSIBILITIES
4.1. The User must carefully read all the clauses contained in these Terms and Conditions of Use through the electronic address: https://icardnews.com/terms-of-use/ and in the Privacy Policy through the electronic address: https://icardnews.com.br/privacy-policy and by using the services and/or products made available on ICardNews, you fully agree with all clauses and conditions of these Terms.
4.2 ICardNews provides links and/or redirects the User to other sites, where the User can contract services and/or purchase products from the respective companies, without any interference from ICardNews.
4.3 If the User is redirected to the company’s website page announced on the website, the User must carefully read and expressly agree with the terms and conditions of use and the privacy policy of the announced company.
4.4 ICardNews is not responsible for the terms and conditions of use and privacy policy of the advertised companies.
4.5ICardNews is not responsible for any virus, malware, spyware, trojan or any software that may damage or change the settings of Users’ equipment as a result of browsing or using the Internet, or as a result of transferring data, texts, images, files or audios.
4.6 It is the Users’ responsibility to keep the operating system of their equipment updated and with antivirus programs.
4.7. ICardNews is not responsible for any losses and damages arising from the irregular use of the ICardNews website and/or acts of God and/or force majeure.
4.8. Without prejudice to the other provisions of these Terms and Conditions of Use, the User’s obligations are:
(a) Not to infringe any third party rights when using the ICardNews website;
(b) Not use the ICardNews website for the purpose of surveillance or harassing third parties;
(c) Not to engage in fraudulent, illegal, dishonest or improper activities in the use of the ICardNews website; and
(d) Obey the conditions established in these Terms and Conditions of Use and in the Privacy Policy, as well as the Brazilian legislation in force; - TERM AND TERM
5.1. These Terms and Conditions of Use will be in force for an indefinite period and any legal or administrative claims arising from the use of the ICardNews website object of these Terms and Conditions of Use or the Privacy Policy must be proposed within 90 (ninety) days from the fact that the have provoked.
- MODIFICATION OF THE TERMS AND CONDITIONS OF USE
6.1. The ICardNews Terms and Conditions of Use may be amended, supplemented or replaced at any time and for any reason, at ICardNews sole discretion, without prior notice or notification to Users.
6.2. ANY PERSON WHO DOES NOT ACCEPT THESE TERMS AND CONDITIONS OF USE, WHICH ARE MANDATORY AND BINDING, SHOULD REFRAIN FROM USING ICardNews. - LEGISLATION AND ELECTION JURISDICTION
7.1. These Terms and Conditions of Use must be read and interpreted together with the Privacy Policy and both are governed by the laws in force in the Federative Republic of Brazil, mainly by the Federal Constitution, Civil Code, Consumer Defense Code, General Law of Marco Civil da Internet and the General Data Protection Law.
7.2. All matters regarding interpretation, compliance or any other questions related to these Terms and Conditions of Use and the Privacy Policy, the parties expressly agree and waive any other focus and submit to the jurisdiction of the District of Belo Horizonte, State of Minas General.
Email Marketing and SMS Terms and Conditions
Effective: January 25th, 2021
Last Updated: July 14th, 2022
ICardNews is always looking for new ways to reach their customers, and they’ve found it in text messages! The company offers a mobile messaging program where they send participants marketing or non-marketing texts as further described on these ‘‘Terms”.
PLEASE READ THESE TERMS CAREFULLY — THESE TERMS SET FORTH THE LEGALLY BINDING TERMS AND CONDITIONS BETWEEN YOU AND ICARDNEWS GOVERNING YOUR USE AND PARTICIPATION IN THE PROGRAM. BY OPTING IN TO RECEIVE SMS MESSAGES FROM US, YOU INDICATE THAT YOU HAVE READ AND AGREED WITH THESE TERMS;
IF YOU DO NOT AGREE TO THESE TERMS, OR DO NOT CONSENT TO RECEIVE TEXT MESSAGES UNDER THE PROGRAM, INCLUDING TEXT MESSAGES MADE WITH AN AUTO-DIALER, DO NOT OPT-IN TO THE PROGRAM.
1. Eligibility
To receive opt-in to the Program or otherwise receive text messages from us as part of the Program, you must be, eighteen (18) years of age or older, authorized to enroll the mobile phone number in the Program, and authorized to incur any mobile message or data charges incurred by participating. ICardNews reserves the right to require you to prove the foregoing to participate in the Program.
2. Program description
In a world where people are constantly on the go, it’s important to make sure your company never falls behind. We use an automatic telephone dialing system (autodialer) that will send you text messages about anything from: credit cards options, loans, news and financial tips a a lot more of ”marketing messages” – all via simply pressing some buttons!
3. Message Frequency
The number of text messages that you receive will vary depending on how many of ICardNews text messaging programs for which you sign up to receive messages. You will receive at least one message per day per Company text messaging program.
4. Privacy.
Any personally identifiable information provided or collected through or in connection with your participation and/or use of the Program shall be used in accordance with ICardNews privacy policy.
5. How to Opt-In.
The Program allows participants to receive SMS text messages by affirmatively opting into the Program, such as through online forms or during your registration of an account to access the Service. By participating in the Program, you agree to receive autodialed or prerecorded marketing mobile messages at the phone number associated with your opt-in, and you understand that your consent to receive test messages and/or opt-in to the Program is not required to make any purchase from us. While you consent to receive messages sent using an Auto-dialer, the foregoing shall not be interpreted to suggest or imply that any or all of our mobile messages are sent using an Auto-dialer.
6. How to Opt-Out. To stop receiving text messages from ICardNews text STOP to the number from which you are receiving the applicable Marketing Messages and/or Service Communications.
You may receive an additional mobile message confirming your decision to opt out. You understand and agree that the foregoing options are the only reasonable methods of opting out. You also understand and agree that any other method of opting out, including, but not limited to, texting words other than those set forth above or verbally requesting one of our employees to remove you from our list, is not a reasonable means of opting out.
6. Cost.
ICardNews does not impose a separate fee for sending ICardNews text messages under the Program. However, standard message and data rates may apply to each text message sent or received in connection with ICardNews text messages, as provided in your mobile telephone service rate plan (please contact your mobile telephone carrier for pricing plans).
7. Disclaimer of Warranty.
THE PROGRAM IS PROVIDED AS IS, WHERE IS AND WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND, EXPRESS, IMPLIED, WRITTEN, ORAL OR ARISING UNDER CUSTOM OR TRADE.
8. Changes to Terms and Conditions.
ICardNews reserves the right to update or modify these Terms at any time. All updates and modifications to these Terms will be effective from the day they are posted online. If you do not agree to any updates or modifications to these Terms, you must opt-out of the text message program as set forth in Section 6.
9. Termination of Text Messaging.
Company may suspend or terminate your receipt of Company text messages if Company believes you are in breach of these SMS Terms and Conditions. Your receipt of Company text messages is also subject to termination in the event that your mobile telephone service terminates or lapses. Company reserves the right to modify or discontinue, temporarily or permanently, all or any part of Company text messages, with or without notice.
10. Contat us.
Please feel free to contact us at: [email protected] If you have any questions about these Terms.